Wisdom Shared

The financial landscape after Starmer's landslide victory: What lies ahead?

Prepared for professional advisers only. Welcome to another episode of Wisdom Shared by Albemarle Street Partners. In this episode, we dive into the implications of the recent government change in the UK, with Keir Starmer's landslide victory shaking up the political landscape.

Our guest, Simon Harrington, Head of Public Affairs for PIMFA, joins us to dissect what this means for financial services regulation, and the broader economic environment. We explore the government's approach to financial services, potential tax reforms, and the anticipated impact on financial advice.

Simon shares his thoughts on the government's upcoming autumn budget expectations. We also discuss the importance of regulatory stability and the role of small financial advice firms in this evolving context.

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.

 

Building a Centralised Investment and Retirement Proposition - Part two

Prepared for professional advisers only. In the second episode of our series on creating a Centralised Investment and Retirement Proposition (CIRP) Karl Dines, principal at Open Door Policy, interviews Albemarle Street Partners' Charlie Parker and Fahad Hassan. Karl asks them how they would address some of the investment challenges that need to be considered when developing a CIRP. They focus in particular on how to manage a client's investments during drawdown, as well as offering practical advice on how to manage volatility, address market downturns and the role of an adviser in navigating a clients financial anxiety.

Request a copy of our Investors’ Guide to Markets, mentioned in the podcast.

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.

Building a Centralised Investment and Retirement Proposition - Part one

Prepared for professional advisers only. Creating a centralised investment and retirement proposition (CIRP) can be daunting. In the first episode of our CIRP series, Charlie Parker, the managing director of Albemarle Street Partners meets Karl Dines of advisory support business Open Door Policy. They discuss the value a CIRP can add to an adviser's business and how to get started creating one, with three strategies for accumulation, decumulation and ESG. 

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.

What does the whirlwind of political change mean for investors?

Prepared for professional advisers only. The last 30 days has shown us how quickly the political landscape can change. Amidst an avalanche of political disruption, this episode analyses what it could mean for the economy, financial markets and client outcomes.  

Albemarle Street Partners’ Managing Director Charlie Parker and CIO Fahad Hassan reflect on the Labour Party's election success and subsequent large majority in UK Government, they consider reasons to be positive about the UK's future and what we can expect from Keir Starmer and Rachel Reeves.

They also examine significant political shifts in Europe and what leadership changes we may see there. They discuss Donald Trump’s strengthening position in the United States and how the choice of JD Vance as vice presidential candidate signals that the Republican Party is no longer fiscally conservative.

 

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.

 

 

The impacts of anxiety on investment decisions

Prepared for professional advisers only. Charlie Parker, the managing director at Albemarle Street Partners meets Lee Robertson, the founder and CEO at Octo Members Group and former CEO of Investment Quorum. They discuss the role of anxiety in investment decisions and how advisers can help clients to hold their nerve when it comes to making the best decisions for their financial futures.

Lee is open about his own anxiety and what strategies have helped him personally. They talk about the importance of trust and open communications when money is an emotive subject for many people. They describe the role of a financial adviser in dealing with uncertainty truthfully, helping clients to make sound decisions that will stand them in good stead for a broad range of scenarios.  

During the podcast Charlie mentions research into influences on people's investment decisions, the research can be found here.

Our Investors' Guide to Markets, which is designed to support professional advisers in conversations with clients at critical junctures, is available to request here.

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.

Growing a successful advice firm in a rapidly changing environment

Prepared for professional advisers only. Eleanor Williams, the partnerships director at Albemarle Street Partners, sits down with Ray Tuffield, managing partner and founder of Courtney Havers LLP. Ray shares his experience as an independent financial adviser who has been in the business for over thirty years, having built a successful financial advice firm.  

Ray has remained proudly independent and has seen his business thrive despite the changing and challenging nature of the sector.

In this episode they discuss the enduring importance of soft skills and a personal approach to financial advice despite the challenges new technology brings. Eleanor hears how Ray has adapted and kept pace with the regulatory changes impacting the industry as it becomes increasingly professionalised. Finally, they talk about leadership, motivation and what success looks like to Ray. 

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.

 

 

 

UK General Election: Financial Services, Personal Finances, and Market Impacts

Prepared for professional advisers only. In this brief, but timely episode, Charlie Parker discusses the implications of the upcoming UK general election on financial services, personal finances, and market conditions.

Financial Services: The episode begins with an analysis of how the election might impact the financial services industry. Both major parties are expected to maintain continuity with existing policies, including the Edinburgh reforms aimed at deregulating the City of London to attract international investors.

Personal Finances: Charlie explores the potential effects on personal finances, noting that significant changes to income tax or national insurance are unlikely. However, both parties have ambitious fiscal targets, which could lead to increased taxes or spending cuts in the future.

Market Impacts: Finally, the discussion turns to the stock market, which has struggled since Brexit. The episode delves into the need for a fundamental change in the UK's relationship with Europe to boost market attractiveness and growth.

Stay tuned as we continue to monitor developments and provide updates on the potential risks and opportunities for investors as the election approaches.

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.

 

 

Does the UK deserve an automatic place in portfolios?

Prepared for professional advisers only. After what has felt like a lost decade for the UK stock market, investors may be wondering whether there is still a case for holding onto UK assets within diversified portfolios.

Charlie Parker, managing director and Fahad Hassan, CIO, at Albemarle Street Partners, consider the recent underwhelming performance and a decline in new listings in the London market. They examine how the strength of the UK market has changed and whether there is reason to be positive about its future.

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.