Wisdom Shared

Uncertain world: Prepare don't predict

Prepared for UK professional advisers only. In this episode, our managing director Charlie Parker and CIO Fahad Hassan dive into the core investment principles that guide our decision-making.

Charlie and Fahad discuss how focusing on preparation over prediction can lead to more robust and resilient portfolios, particularly in an unpredictable market environment. They explain how Albemarle Street Partners manages investment risks by preparing for the way asset classes behave under stress, through expertise in historical patterns, strategic asset allocation and adaptation techniques.

This is the first in a series of episodes focusing on Albemarle Street Partners' core investment principles.

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.

Managing volatility in the bond market

Prepared for UK professional advisers only. With the bond market experiencing heightened volatility over the last three years, investors have been faced with both challenges and opportunities. In this episode Fahad Hassan, chief investment officer at Albemarle Street Partners, speaks to Shalin Shah, senior fund manager at Royal London Asset Management, to discuss how he has navigated these turbulent times.

In addition to discussing market volatility, this episode explores how inflation is shaping investment strategies and the impact of persistent inflation on gilt yields and global government bonds. Shalin and Fahad discuss the structural and cyclical dynamics affecting inflation and growth, particularly within the UK's challenging economic environment.

Finally, they examine the strategic importance of diversification and risk management in bond investment and how Shalin approaches credit risks and defaults.

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.

Bridging the advice gap: Engaging clients and navigating vulnerability

Prepared for UK professional advisers only. Join us in the second episode of our series featuring Keith Richards, CEO and founder of the Consumer Duty Alliance, as we explore the issue of the advice gap and strategies to address it.

We discuss how independent financial advisers, regulators, and the government can collaborate to bridge this gap, ensuring that financial advice is accessible and effective for all. We look closely at how advisers can enhance communication with clients to build trust and improve their financial literacy, before going on to examine the concept of vulnerability, and the many forms it can take in terms of financial planning.

The checklist Keith mentions and other helpful resources can be found here. 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.

 

 

Hot-take: The limit of Trump’s power, lower UK rates and market signals update

Prepared for UK professional advisers only. In this hot-take, Managing Director Charlie Parker and CIO Fahad Hassan examine whether the tariff drama of recent weeks has actually shown us the limits, rather than the extent of President Trump. They consider whether the Bank of England rate cut will let Rachel Reeves change tack as well as giving an update on the market signals that drive our tactical asset allocation.

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.

 

Bridging the advice gap: The role of Consumer Duty Alliance

Prepared for UK professional advisers only. In this episode, we meet Keith Richards, the founder and CEO of Consumer Duty Alliance, as we explore the organisation's efforts to collaborate with Independent Financial Advisers (IFAs) and the Financial Conduct Authority (FCA) to improve consumer outcomes.

As the Alliance nears its two-year mark, Keith shares insights into the formation and objectives behind Consumer Duty Alliance, including its roots in the Financial Vulnerability Task Force.

We delve into the challenges and successes of aligning different groups and voices within the financial sector, discussing the Alliance's unique approach to fostering good practice and positive change. Keith emphasises the importance of outcomes-based regulation and the shift away from prescriptive rules.

We also take a closer look at the FCA's commitment to collaborate with small and large firms, sharing evidence of regulatory shifts and initiatives, aimed at advancing access to quality financial advice.

This episode is the first in a two-part series, look out for the next episode, where we will take a closer look at the challenges surrounding the advice gap.

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.

 

Trump's Return: Market Shifts and Economic Impacts

Prepared for UK professional advisers only. In this episode of Wisdom Shared, Chris Holdoway and Fahad Hassan delve into the anticipated impacts of Donald Trump's re-election on the US economy and global markets. They explore the potential shift in US policies, reactionary measures by other nations, and how these changes could influence market dynamics worldwide.

The discussion highlights the importance of diversification beyond the well-performing 'Magnificent Seven' stocks, emphasising the opportunities for growth in smaller and overlooked sectors, as the US market seems poised for broader profit expansions, particularly with Trump's anticipated policy influences.

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.

 

 

Navigating 2025 Markets: US leadership and global diversification

Prepared for UK professional advisers only. In this episode of the Wisdom Shared podcast by Albemarle Street Partners, Chris Holdoway and Chief Investment Officer Fahad Hassan delve into the financial markets landscape for 2025. They discuss the sustained outperformance of the US markets to date and the potential narrowing of its lead compared to global counterparts. The conversation emphasizes the importance of maintaining a diversified investment approach, especially given the attractive valuations in other regions.

The discussion also covers the trajectory of the US dollar and its implications on emerging markets. Interesting insights are shared regarding the Federal Reserve's interest rate policies and their effect on global market dynamics. The episode discusses the opportunities for multi-asset investors, particularly in monitoring asset allocations amidst a backdrop of evolving geopolitical and economic scenarios.

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.

 

Adviser panel: Navigating retirement planning

Prepared for UK professional advisers only. In this episode we meet three experienced financial advisers to delve into the challenges of personalised retirement planning.

Our guests share their approaches to managing the transition from accumulation to decumulation, including the use of cashflow modelling and the importance of understanding client vulnerabilities. They provide valuable perspectives on balancing withdrawal rates with risk tolerance, and the role of technology in client communications.

We are very grateful to Paul Blight of Tier One Capital, Linzi Deane from Augustine Financial Planning, and Kevin Salter of The Salterguide for joining us on stage at our 2024 annual investment conference, from which this episode is recorded. 

 

Website 

To learn more about Albemarle Street Partners, visit aspim.co.uk 

 

Important information

Wisdom Shared is exclusively for professional advisers only. Private investors should contact their financial adviser.

Past performance is not a guide to future performance. The value of your investments may go down as well as up and investors may not get back the amount originally invested. Capital is at risk.

Nothing in this podcast/video should be deemed to constitute the provision of financial, investment or other professional advice in any way. This podcast/video may include forward-looking statements that are based upon current opinions, expectations, and projections. All opinions are our own, or those of guest contributors, and we undertake no obligation to revise any forward-looking statements. Actual results may differ materially from those anticipated in statements.

Issued by Albemarle Street Partners which is a trading name of Atlantic House Investments Limited (AHI), which is authorised and regulated by the Financial Conduct Authority (“FCA”). The information, data, analyses, and opinions contained herein include the proprietary information of Albemarle Street Partners, may not be copied or redistributed without prior permission, do not constitute investment advice offered by Albemarle Street Partners, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete, or accurate. Albemarle Street Partners shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use.